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Eugene Genovese

Ocean First Bank

Contact Info:

975 Hooper Avenue, Toms River, NJ 08753
Phone:(888) 623-2633 x 7220

Website: http://www.referrals4success.com/members/view/377/

Occupation: Mortgage Lender

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Service Description:

Eugene Genoves is a specialist in Reverse Mortgages for Ocean First Bank

Reverse Mortgages

Use the Equity You've Built in Your Home To Pay You

Wondering how you will get the money you need to pay for rising healthcare costs, monthly expenses, taxes and home improvements? You may be overlooking one of your biggest assets-your home. If you are a homeowner age 62 or older, an OceanFirst reverse mortgage enables you to take the equity you have built in your home and turn it into cash. You can receive your proceeds in a lump sum, monthly or as a line of credit, or a combination of these options. You continue to own your home, guaranteed. No wonder tens of thousand of seniors are choosing reverse mortgages every year.

Mission Statement:
  • Top Reasons To Get An Ocean First Bank Reverse Mortgage

    • Closing costs and fees can be financed as part of the loan
    • Interest is paid at the time the loan is repaid
    • No credit or income verification is necessary to quality
    • You will never owe more then the value of your home
    • The loan does not need to be repaid until the home is sold or the last borrower permanently leaves the home
    • Like a forward mortgage, you heirs can choose to refinance and keep your home or to sell your home and use the proceeds to pay off the reverse mortgage